Have Questions About Our Credit Program? Find Answers To Most of Your Questions Here!
Every client’s credit profile is different, and the time it takes to see results depends on several factors.
While results vary, most clients begin seeing progress within 30-60 days.
Our goal is always to deliver maximum results in the shortest time possible. If you’re looking for faster results, our VIP program offers an expedited dispute process, advanced strategies, and no monthly fees to accelerate your progress.
Yes! We dispute and remove negative items from Experian, Equifax, and TransUnion.
Yes! Active credit monitoring is required so we can track changes, dispute negative items, and ensure the best results. Please note that you must keep the recommended credit monitoring service while enrolled in the program to avoid delays or interruptions in the dispute process.
The best time to enroll is before you need to use your credit—not when you’re in a rush for an approval.
Many people wait until the last minute and try to rush the process, but remember:
❌ Your credit didn’t decline overnight, and you can’t expect to fix it overnight.
Improving your credit is a process that requires faith and patience in the journey.
By enrolling early, you give yourself the time to maximize your score, remove negative items, and build a strong credit profile so that when the opportunity comes, your credit is already in position to work for you.
We leverage consumer laws, including the Fair Credit Reporting Act (FCRA), to dispute and remove the following negative items:
✅ Collections
✅ Charge-offs
✅ Late payments
✅ Medical bills
✅ Repossessions
✅ Hard inquiries
✅ Evictions
✅ Bankruptcies (VIP program only)
✅ Other inaccurate or unverifiable information
Our process ensures that anything inaccurate, outdated, or legally unverified is challenged and removed to help you build a stronger credit profile.
If a previously deleted item reappears, this is called re-insertion. While rare, it can happen if the original creditor or a collection agency provides new verification of the debt or sells it to a new collection agency.
If this happens while you’re enrolled in our program, we will re-dispute it for permanent deletion. Deleted items typically stay off, but in the rare case that one does return, we’ll handle it for you!
Yes, bankruptcy removal is possible, but it requires a more intricate process.
This service is only included in our VIP plan.
Faith is the foundation of our program, and The 700 Blueprint was created with YOU in mind. We know what it’s like to feel stuck because we’ve been where you are. But the truth is, your past does not define your future.
We believe in integrity, education, and real results. We don’t just help you repair your credit; we teach you how to leverage it to create opportunities.
We’re here to help you improve both your credit and your faith—knowing that your goals are possible when you believe, take action, and invest in yourself.
You are your best investment !
If you’re ready to move forward, step into the life you deserve, and position yourself for success, we’re here to help.
Graduating from our program means you now have a stronger credit profile and are ready to take the next step toward your financial goals. Whether you’re looking to buy a home, start a business, or purchase a new car, we have the resources to help you move forward.
🏡 If your goal is homeownership:
🚗 If your goal is to purchase a new car:
💼 If your goal is business funding:
💳 If you want to continue building your credit:
We offer more than just credit consulting—we’re your one-stop solution for long-term financial success!
At Faith Consulting Agency, we believe in partnerships that produce positive change.
Our mission is to educate, empower, and transform lives through faith and financial literacy, with a focus on personal and business credit, as well as business funding solutions.
We aim to empower individuals and entrepreneurs with the knowledge and resources needed to build strong financial foundations and create lasting success.
We offer a variety of collaborative opportunities, including:
✅ Affiliate & Referral Partnerships – Have credit-challenged clients? You can refer them to us, and we’ll assist them in repairing their credit and positioning them for financial success.
✅ Workshops, Presentations & Speaking Engagements – We provide expert-led sessions on credit education, business funding, financial literacy, and other key financial topics.
✅ Business Credit & Funding Resources – We help entrepreneurs and business owners build business credit and secure funding opportunities to grow and scale their businesses.
✅ Custom Training & Educational Programs – We can create tailored training sessions or online courses for your audience, employees, or community.
If you’re interested in partnering with us, click “Partner Sign-Up” or email us, and a member of our team will contact you within 1 to 2 business days to discuss how we can partner for greater impact !